An Independent Approach To Car Insurance

Insurance News and Notes


(NAPS)—Many consumers are finding they can drive down the cost of car insurance—and the time it takes to select the right policy— by contacting an independent insurance agent or broker.
Because they represent many different insurance companies, independent agents have the flexibility to review rates and coverage from competing carriers and get you the best deal. Plus, they can offer affordable protection for your home, business and other assets. So rather than spending hours gathering quotes from various companies, you can get it done with one simple call or visit to your independent agent or broker.
If you’re thinking of contacting an independent agent, here are a few things to consider:
What’s your lifestyle? Many factors determine auto insurance rates, not just vehicle year, make and model. Companies also look at information about you. If you’ve recently moved, gotten married, had a birthday or experienced a similar life milestone, mention this to your independent agent or broker. You may be eligible to save money on your car insurance.
Sweet 16 doesn’t have to be sour. Having a new teenage driver usually means the auto insurance bill will go up, but there are ways to save. An independent agent or broker can find them for you.
How old is your car? You don’t always need the same level of physical damage coverage on older cars as on newer ones. If you drive an older car, your independent agent or broker can advise you what level of coverage

makes the most sense. If you want to keep your physical dam-age coverage, consider raising your deductible—that could save you money each year, too.
•Save money on the fun stuff. If you have a motorcycle, boat, RV or other “toy,” you might save money by having it covered by the same company that insures your car. Talk to your independent agent or broker about it.
You may also want to consider separating your homeowner’s policy from your car insurance policy. Bundling your homeowner’s policy with your car insurance doesn’t always save you money. It may, but have your independent agent look at separating the policies— the discount you may have gotten for keeping them together may be outweighed by the lower price another company might have for your car insurance.
To learn more or to find an independent agent or broker, visit progressiveagent.com.
Did You Know?
Bundling your homeowner’s policy with your car insur-ance doesn’t always save you money. It may be wise to have an independent agent look at separating the policies. The discount you got for bundling may be outweighed by a lower competitive price. To learn more or to find an inde-pendent agent or broker, visit progressiveagent.com.

For a free quote click here!

Allstate home rates going way up!

Allstate has just announced that home insurance rates will be increasing by as much as 28%! The reasoning behind this is the amount of weather related claims from last year.

If you are with All-State and want to get those insurance rates lowered again please click the link to the left that will take you to a site to submit your info. for quotes.

What is nice is that this site will only go to one company that will call you or email you and get quotes from several companies to help you find those lower insurance rates. So you won't be getting bombarded with tons of phone calls.

Why choose Abacus as an insurance agency?

1. As an independent insurance agency we can find an insurance company that tailors to your exact needs.

2. Our focus is on fast and friendly customer service, and providing great protection for you and your family.

3. We are considered by many insurance companies to be an agency leader in innovation.

4. We also offer financial services to clients to help them live comfortably when they retire.

5. We are licensed with over 10 insurance companies and can write almost any policy type!